We’ve heard a great deal about stress-testing lately. Now, fundamentally, the idea of a stress-test isn’t a bad thing. Engineers and architects do it all the time, thank goodness.
On a personal level, we instinctively weigh up the pros and cons before we make really important life decisions – like taking up or leaving a job, getting married, having another baby, etc.
Financial choices are especially suitable for dispassionate stress-test