I think we sometimes have an overactive imagination that leads us to believe danger lurks around every corner.  While I am all for vigilance and not taking unnecessary risks, in these modern times we have become so alert to random acts of violence, mugging and robbery that we are now more at risk of being ripped off by a scam or fraud of some sort.

Crime has become increasingly sophisticated and criminals have cottoned onto the fact that a uniform of all black with a balaclava and a hood is probably a bit of a giveaway.