I, like many people I’m sure, am given to the occasional fantasy about winning the lottery. Sometimes I allow myself to scale the ridiculous heights of the Euro millions jackpot; at least €120 million. Other times the win is more modest; a half share of a €7 million pot on a Wednesday night perhaps. Then there’s the one that ‘wouldn’t necessarily change your life but would provide a nice cushion’; the Monday Million. It must be the constant bandying about of tens of millions for toxic banks that has made me think that a million isn’t that much when to get if for nothing would be great fortune indeed. I haven’t won it yet but then again it would help if I played as I often forget to.